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Q: What does it mean to be in foreclosure?
A: According to dictionary.com, to foreclose is to deprive
(you) the mortgagor of the right to redeem mortgaged
property, when payments have not been made. When you have
missed two months worth of payments you have defaulted on
your loan, but you are not yet in foreclosure. The
foreclosure proceedings will
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If you or someone you know is headed toward foreclosure, or are already in foreclosure, you need to know your rights and options now. Only then can you save your house… save your credit… and save your equity before it's wiped out forever.
Foreclosure can mean the loss of your home, any equity
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Many home buyers opt to purchase a foreclosed home because of
the savings. Properties are foreclosed when a homeowner can no
longer afford to make the mortgage payments. After three months
of non-payment, the lending institution will reclaim the
property, and resell it to another buyer at market value. Some
foreclosed properties are in bad condition; however, if you can
locate a foreclosed home in good
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