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Recently, my significant other and I found ourselves facing bank
foreclosure on our home. We knew it was coming. We had missed
several mortgage payments while we were laid off from our jobs
at the mine. Stupidly, we decided not to communicate our
problems to the bank. We tried to make do with part time jobs at
fast food restaurants, but trying to make all
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There are some myths about foreclosure, bankruptcy and credit. If you don't have the facts, it's impossible to make the best decisions. Take time to learn about foreclosure, the potential impact on your credit, and some steps you can take if you're facing foreclosure.
Many people think that once they've settled a debt - no matter how that comes about
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The thought of losing your home is one of gut-wrenching pain for
many people who are in the predicament of not being able to keep
up with their mortgage payment every month. Your day to day
activities can be consumed with worry and distraction, not to
mention never-ending phone calls from bill collectors. You might
ask yourself if you can avoid foreclosing and losing your
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