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A few years ago, if you had a bankruptcy or a foreclosure on your credit report, you could forget about trying to get a mortgage loan. If you were lucky enough to find someone who would finance you, your interest rate would be through the roof and plan on putting 10-20% down.But today, this is not the case. There are
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If a family loses their home in Foreclosure, it is easy to
critically speculate and assume that they must have been
irresponsible with the loan payments or they bought a home
way out of their league. Despite the fact that those are
possible reasons for foreclosure, truth be told that there
are many other reasons people foreclose on a home
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Foreclosure is a legal process wherein a bank or a creditor takes ownership on a real property because the owner was no longer able to comply with the promissory notes that were issued to him. Once the process has been completed, it usually means that the lender has foreclosed the mortgage.
There are two types of foreclosure in most states in
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